Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay forĀ college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private studentĀ loan.


You must apply for a new loan each school year. This approval percentage is based on students with a Sallie Mae undergraduate loan in the 2018/19 school year who were approved when they returned in 2019/20. It does not include the denied applications of students who were ultimately approved in 2019/20.


This information is for undergraduate students attending participating degree-granting schools. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S.

Read More